Consumer Loans



Auto Loans

We offer a fixed rate, fixed term installment loan for the purchase of a new or used car or for the refinance of an existing car loan.

New car loans are available for terms up to five years.

Used car loans are available for terms up to three years.

Overdraft Lines of Credit

We offer a personal unsecured line of credit, available to depositors living or working in NJ, which is made part of their NVE Checking Account. It is used for overdraft protection. Any time the checking account is overdrawn; the line will advance funds in $100 increments to cover the overdraft.

Overdraft lines of credit are available from $500.00 to $5,000.00. Available balance is included in checking account balances for ATM transactions.

Interest is computed at a simple interest rate based on the daily outstanding balance. The current APR* is 15%. There is no application fee or annual fee.

*Annual Percentage Rate

Account Loans

We offer a personal loan secured by your regular passbook or certificate type savings account with NVE Bank in accordance with applicable State and Federal regulations. NVE will grant loans of $1,000 or more and will be granted on a repayment basis. The loan amount may not exceed 90% of the deposit account balance.

For more information on any of our consumer loans, please contact one of our local branches


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