Home Equity Products




Important Disclosures

The Flexible Home Equity Line of Credit

NVE's Flexible Home Equity Line of Credit offers two draw period options. Choose to access your funds over a 1-year or 5-year draw period, depending upon your needs. Here's how it works:

  • Borrow only as much as you need, only when you need it during the draw period
  • Save money by repaying all or any part of your home equity line early, since interest is charged only on your outstanding balance
  • The flexible home equity line of credit is a variable-rate loan where the interest rate can change as frequently as monthly

Once you've set up your line of credit, you'll be able to write checks to access your cash.

Whichever draw option you choose, you can count on NVE's Lending Team to offer you their expertise. They will guide you through the application process, step by step.

Fixed Rate Home Equity Loans

NVE also offers fixed rate, fixed-term home equity loans that offer you fixed monthly payments with an interest rate that will not change for the term of the loan. Rates available are dependent on the term you choose. Additional discounts may be available if certain conditions apply. Email us for more information: lending@nvebank.com

Both the NVE Flexible Home Equity Line of Credit and NVE's Fixed Rate Home Equity Loans are secured by a first or second mortgage lien and are available on one- to four-family primary residences or second home residences.

For more information on any of our home equity products, please contact one of our Mortgage Professionals at 1-866-NVE-Bank (1-866-683-2265) or e-mail us at lending@nvebank.com


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