Residential Mortgage Loans

Whether you're buying a home or refinancing your current loan, NVE Bank offers a full range of flexible mortgage products and award winning customer service to ensure that you choose a product that makes the most sense for your lifestyle needs.




Important Disclosures

Fixed Rate Mortgage Loans

The Fixed Rate Loan offers you the stability of a fixed interest rate with the benefit of having the same principal and interest payment over the lifetime of the loan. NVE offers terms of 30, 25, 20, 15, 10, or even 7 years to repay your loan.

Adjustable Rate Mortgage Loans

Adjustable Rate Mortgage Loans offer a lower introductory interest rate with lower interest and principal payments for a predetermined initial period. After the initial period, the interest rate and principal payment can go up or down on an annual basis until your loan is repaid.

First Time Home Buyer Mortgage Loans

NVE Bank can help turn your dream of home ownership into a reality. Our First Time Home Buyer Mortgage program can help qualified buyers purchase a home with a down payment as low as 5%. Eligibility and restriction requirements apply.

Residential Construction Loans

Building the home of your dreams? NVE can provide you construction loan financing so you can turn your dream into a reality.

For more information on any of our residential mortgage loans, please contact one of our Mortgage Professionals at 1-866-NVE-Bank (1-866-683-2265) or e-mail us at 

Mortgage Loan Originators

Nationwide Mortgage Licensing System Lender Originator ID #733094

  • Olena Shumilin Identifier #132104
  • Dawn Mercado Identifier #1673435
  • Vasilios Ziangos Identifier #32002
  • Elaine McGee Identifier #637899

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