Residential Mortgage Loans

Whether you're buying a home or refinancing your current loan, NVE Bank offers a full range of flexible mortgage products and award winning customer service to ensure that you choose a product that makes the most sense for your lifestyle needs.




Important Disclosures

Fixed Rate Mortgage Loans

The Fixed Rate Loan offers you the stability of a fixed interest rate with the benefit of having the same principal and interest payment over the lifetime of the loan. NVE offers terms of 30, 20, 15, 10, or even 7 years to repay your loan.

Adjustable Rate Mortgage Loans

Adjustable Rate Mortgage Loans offer a lower introductory interest rate with lower interest and principal payments for a predetermined initial period. After the initial period, the interest rate and principal payment can go up or down on an annual basis until your loan is repaid.

First Time Home Buyer Mortgage Loans

NVE Bank can help turn your dream of home ownership into a reality. Our First Time Home Buyer Mortgage program can help qualified buyers purchase a home with a down payment as low as 5%. Eligibility and restriction requirements apply.

Residential Construction Loans

Building the home of your dreams? NVE can provide you construction loan financing so you can turn your dream into a reality.

For more information on any of our residential mortgage loans, please contact one of our Mortgage Professionals at 1-866-NVE-Bank (1-866-683-2265) or e-mail us at 

Mortgage Loan Originators

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) was passed to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of mortgage loan originators (MLOs).

Registration is required for all MLOs who work for an insured depository institution such as NVE Bank. The public may access the Nationwide Mortgage Licensing System and Registry (NMLS) at their website for information about all MLOs who are either licensed or registered. The registered MLOs who are presently employed by NVE Bank are listed below with their NMLS ID number. This identifier will be needed to access information about a particular MLO.

NVE Bank NMLS# 733094

Lending Center Team:

  • Grace Piecha Identifier #1583673
  • Olena Shumilin Identifier #132104

Retail Branch Team:

  • Vivian Mendez Identifier #1787977
  • Patricia Scaglione Identifier #1793873
  • Jessica Tuzzio Identifier #1789976
  • Brian Jason Uhlfelder Identifier #1196061
  • Frantz Holley Identifier #1960197

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