A red fixed rate stamp and a padlock with a red percentage sign embossed on the surface
Fixed Rate Mortgage

Overview

Your interest rate never changes.
You principal and interest payments stay the same.

View Rates Apply Now

Perfect For

Those who plan to stay in their homes for a long time.

Learn More

The Fixed Rate Loan offers you the stability of a fixed interest rate with the benefit of having the same principal and interest payment over the lifetime of the loan. NVE offers terms of 30, 20, 15, 10, or even 7 years to repay your loan.

A red down arrow on one end of a seesaw and a green up arrow on the other end with a red percentage sign in the middle
Adjustable Rate Mortgage

Overview

You can get a lower interest rate for short period of time.

View Rates Apply Now

Perfect For

Those who don’t anticipate to holding on the property for long.

Learn More

Adjustable Rate Mortgage Loans offer a lower introductory interest rate with lower interest and principal payments for predetermined initial period. After the initial period, the interest rate and principal payment can go up or down on an annual basis until you loan is repaid.